VA Loans


VA loans are designed to offer long-term financing to veterans. VA loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for VA loans than conventional loans.

Apply for a VA Loan with a VA Qualified Lender as I have done many VA loans and Inlanta Mortgage is a VA lender.

VA Loans Benefits

VA loans are more flexible in the amount of debt they have to count of your student loans in qualifying.  The biggest plus to VA loans is that they are usually 100% financing so no money down while also not charging you the veteran any PMI = Private Mortgage Insurance.  They even have a calculation that helps determine affordability called a residual income calculation so they really look out for the Veteran.

VA Loans Limits

The VA loans lending limits match that of a Conventional loan thus for a 1-4 unit residential property it is $453,100 in much of the U.S (unless it is a high cost county).  View your counties VA Loans Limits here.


 Get Pre-Approved for VA Loans

Although we are located in Oswego, IL, to help better serve our clients, we also lend in Naperville, Aurora, Plainfield and all throughout the states of Illinois and Wisconsin.  Click here to get Pre-Approved today!