NOT SURE WHERE TO START? Contact Us First Time Homebuyers Secure Financing Mortgage Calculator Rent VS Own Tax Advantages to Owning a Home 0% Down Credit Repair Scams Credit Scoring Credit & Divorce FHA Loans INTEREST ONLY LOANS Types of Mortgages Homebuyer Resources Home			An FHA Loan is easier to qualify for and usually requires a smaller down payment than other loans. With regulated closing costs, you aren't hit with large fees at closing time. You can get an FHA Loan for refinancing or buying a home. Contact our FHA approved lenders by filling out an online application. There are great advantages to getting an FHA loan if you have credit problems or prior bankruptcies. Unlike conventional financing, a more common-sense approach is taken to understanding the reasons behind your past credit problems and determining solutions for your credit future. Not only are FHA loans easier to get for people with poor credit, it is also legal to use down payment money you receive from a charitable donation or family member. The only possible drawback of an fha loan is the additional mortgage insurance cost spread over the life of the loan. In the long run, this is outweighed by the savings advantages of getting the FHA loan.